Catastrophe bonds, also known as “cat bonds” or simply “CAT” (da catastrophe bond), are financial instruments that represent an innovative way for insurance and reinsurance companies to manage the risk associated with… Leggi tutto »Catastrophe Bonds
The spread is an economic term that indicates the difference in yield between two different government bonds. In the most common sense, this is the yield spread between multi-year Treasury bonds (BTP) a… Leggi tutto »Spread
HENRY is an acronym that stands for “High Earner, Not Rich Yet”, or “High Earner, Not Rich Yet". This is a category of people who have a high income, but they have not yet accumulated… Leggi tutto »HENRY – High Earner, Not Rich Yet
FAANG is an acronym that stands for Facebook, Amazon, Apple, Netflix e Google. These five tech giants have dominated the stock market in recent years, recording extraordinary growth in their profits and their… Leggi tutto »CATCH
THE PR (Annual Percentage Rate) e l’APY (Annualized Percentage Yield) are two common terms in the financial sector that indicate the annual interest rate. Although they are similar, they have slightly different meanings and applications. In Italy, they often come… Leggi tutto »APR & APY
Il Peer-to-Peer (o “P2P”) Lending has gained popularity in recent years due to its ability to simplify the lending process and offer attractive investment opportunities for those seeking higher returns than… Leggi tutto »Peer-to-Peer Lending
A financial asset is a term that refers to any type of instrument or security that has economic value and can be owned by individuals, companies or organizations. Financial assets represent a… Leggi tutto »Financial securities
L’Asset Allocation, or allocation of financial securities (asset), it is a fundamental process in the field of investments, which consists of dividing your investments between different asset classes, as actions, bonds and liquidity. This process takes on… Leggi tutto »Asset Allocation
The rule of 50/30/20 is a simple money management method that can help beginners effectively manage their finances with the aim of saving money. Provides a clear guideline… Leggi tutto »Rule of 50/30/20
“FU Money”, acronym for “F*ck You Money“, is a slang term used for an amount of money that gives you the freedom to walk away from a job or situation that doesn't suit you.… Leggi tutto »F*ck You Money