Financial Education

Inflation

Inflation is an economic phenomenon that occurs when there is a prolonged increase over time in the general price level of goods and services in a particular country or region. Such a price increase… Leggi tutto »Inflation

Financial minimalism

Financial minimalism is an approach that combines the principles of minimalism with the management of personal finances in order to achieve greater financial freedom and a better quality of life. This philosophy promotes… Leggi tutto »Financial minimalism

Discretionary Income

Discretionary income is the portion of your income that remains after covering essential expenses such as food, accommodation, bills and other basic necessities. È la somma di denaro che una persona ha a… Leggi tutto »Discretionary Income

Compound interest

Si parla di interesse composto quando si riceve un tasso di interesse che viene calcolato sulla base di un deposito iniziale più gli interessi parziali maturati in un determinato periodo di tempo. A differenza dell’interesse… Leggi tutto »Compound interest

Investing in the stock market

Investing is the act of allocating resources, usually money, with the expectation of generating an income or profit. You can invest in businesses, such as using money to start a business, get off me, come l’acquisto… Leggi tutto »Investing in the stock market

Safe Withdrawal Rate

The“Safe Withdrawal Rate” (SWR) or safe withdrawal rate is a way for FIRE retirees to determine how much money they can withdraw from their accounts each year without running out of money before they reach the end of their… Leggi tutto »Safe Withdrawal Rate

Financial Independence

Financial independence(or financial freedom) is the condition of having sufficient income to be able to pay one's expenses for the rest of one's life without having to be employed or dependent on others. Various strategies… Leggi tutto »Financial Independence

Passive Income

Passive income is income that requires minimal work to earn and maintain. Examples of passive income include rental income, royalties from intellectual property and any commercial activity in which the recipient… Leggi tutto »Passive Income